21624 Rio Oro Drive # 50

Cornelius, NC
$ 1,089,000 Beds 3 Baths 2 Sq 1,962
Monthly Estimate* How much can I afford?

Location, location, location! Enjoy the best of Lake Norman living from this waterfront home in the highly desirable Bahia Bay community. Ideally situated in a peaceful cove just off the main channel, you can enjoy quieter water at home while still being only minutes by boat from waterfront dining and entertainment. The outdoor living space is designed for relaxing and entertaining, with expansive lake views, a spacious covered porch, outdoor kitchen, gas grill and refrigerator. Outdoor gas heater for those cooler evenings. A private dock, electric boat lift and jet ski ramp/lift make it easy to take full advantage of life on the water. Inside, the home offers three levels of living space with a flexible layout, custom finishes and plenty of room for family and guests. The main level features open-concept living, while the primary suite is privately located upstairs. Additional highlights include a fenced backyard with automatic gate, HVAC replaced in 2020, and roof and exterior paint completed in 2022. Bahia Bay also offers a community boat launch, docks and picnic area. Leave the car at home—bike or take the golf cart to nearby shopping centers, grocery stores, restaurants and everyday conveniences, all just minutes away. With quick access to I-77, shopping, dining, Birkdale Village and everything Cornelius and Lake Norman have to offer, this location is hard to beat.

Single Family

  • Price
  • $ 1,089,000
  • City
  • Cornelius
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • MECKLENBURG
  • Half Bathrooms
  • 0
  • Area
  • Mecklenburg County
  • Lot Size
  • 0.22 Acres
  • Zip
  • 28031
  • Sqr Footage
  • 1,962
  • Year Built
  • 1979
  • Style
  • Traditional
  • MLS#
  • 4419384
Listed By: Real Broker, LLC; kimsellsatthelake@gmail.com
Data Source: Canopy MLS

Features

General

Living Area 1962
Sewer Septic Installed
Heating Forced Air
Cooling Central Air
Utilities Natural Gas
Roof Architectural Shingle
Appliances Dishwasher,Disposal,Gas Cooktop,Gas Oven,Gas Water Heater,Microwave,Oven,Refrigerator with Ice Maker
Development Status Completed
Zoning GR
HOA Fee 75
Garage Spaces 1
Patio/Porch Features Covered,Front Porch,Rear Porch
Architectural Style Traditional
Security Features Carbon Monoxide Detector(s),Radon Mitigation System
Construction Materials Wood
Year Built 1979
View Water,Year Round
Levels Two
Unit Number 50
Property Subtype Single Family Residence
Parcel Number 001-297-06
Waterfront Features Beach - Private,Beach - Public,Boat Lift,Boat Ramp – Community,Boat Slip (Deed),Boat Slip – Community,Dock,Paddlesport Launch Site - Community,Personal Watercraft Lift,Retaining Wall
Community Features Lake Access,Picnic Area,Street Lights,Other
Assoc Fee Paid Per Annually
County Mecklenburg
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Bahia Bay
Garage Y/N Yes
Full Baths 2
Directions From I-77,take Exit 28/Catawba Avenue. Turn onto Torrence Chapel Road and continue approximately 1.3 miles. Turn left onto Entrada Drive,then left onto Rio Oro Drive. Home will be on the left.
High School William Amos Hough
City Cornelius
Body of Water Lake Norman
Association Name Bahia Bay Community Association
Senior Community Y/N No
Open Parking Spaces 3
Lot Size Units Acres
Carport Y/N No
Elementary School Cornelius
Middle/Junior High School Bailey
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Restrictions Architectural Review,Manufactured Home Not Allowed,Square Feet,Other - See Remarks
Tax Assessed Value 861800
Listing Terms Cash,Conventional,FHA

Interior Features

Interior Amenities Attic Other,Kitchen Island,Pantry
Basement Basement Garage Door,Basement Shop,Finished,Walk-Out Access
Flooring Linoleum,Vinyl,Wood
Fireplace Features Gas,Great Room
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 1499
Laundry Features In Basement
Total Bedrooms 3
Below Grade Finished Area 463
Total Baths 2
SqFt Main 884
SqFt Garage 581
SqFt Upper 615
Bedroom 1

Exterior Features

Exterior Amenities Dock - Floating,Outdoor Kitchen
Fencing Back Yard,Fenced
Parking Features Driveway,Electric Gate,Attached Garage,Garage Faces Rear,Garage Shop,Golf Cart Garage
Lot Features Orchard(s),Wooded,Views,Waterfront
Water Source Community Well
Lot Size Area 0.22
Foundation Details Basement
Road Surface Type Concrete,Gated,Paved
Other Parking Lower level Garage in back of home for a compact vehicle
Door Features Screen Door(s)
Road Responsibility Publicly Maintained Road
Main Level Garage YN No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Cornelius Elementary School
Middle School Bailey Middle School
High School William Amos Hough High School

Price History

8/30/2026 Listed $1,079,000

Property vs Zip Code Average in 28031

Price
AVG $2M
$1.09M
Year Built
AVG 1998
1979
Visits
AVG 245
51
Data Provided by Inside Real Estate®

21624 Rio Oro Drive # 50 Cornelius, NC is a Single Family Home for sale at $1089000 with 1962 sqft and a lot size of 0.22 Acres Acre(s). 21624 Rio Oro Drive # 50 Cornelius has 3 bedrooms, 2 baths and was built in 1979. The property's zip code is 28031 which is in Cornelius, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.