21506 Rio Oro Drive

Cornelius, NC
$ 4,300,000 Beds 6 Baths 7 Sq 5,616
Monthly Estimate* How much can I afford?

Exceptional proposed new construction waterfront modern residence, envisioned as a striking three story design with approximately 5616 square feet of interior living space plus 528 square foot garage. Upon completion the home is designed to make an immediate statement with clean architectural lines, bold massing wood accents and expansive glass that floods the interiors with natural light and frames the lake. Curated lighting is planned throughout the home to elevate the architecture after dark and create a refined intentional atmosphere. Inside, the main level is planned around dramatic volume and seamless flow, with white oak hardwood floors, floor to ceiling windows and doors and large stacked sliding systems designed to fully open the living spaces to the outdoors while perfectly framing the water. At the center of the home the chef's kitchen is planned as both a statement and a workhorse, featuring custom cabinetry and a full suite of high end Monogram appliances including a 48" range and 48" refrigerator . A substantial 5X12 island anchors the space, while a dedicated scullery supports effortless prep, catering, and entertaining with everything kept streamlined and out of sight. A built in bar area is also planned to elevate hosting and everyday convenience. Large scale sliders are designed to open to the covered porch and terrace, creating a true indoor outdoor experience. The rear concept is designed around resort style waterfront living with an option for a future infinity edge pool and hot tub, generous paver stone terraces, and layered spaces for dining and lounging that are positioned to maximize views. The primary suite is planned on the main level as a private retreat with a spacious dressing room and spa inspired bath. Upstairs five additional bedrooms plus a dedicated office are designed for comfort and flexibility, with multiple ensuite baths and generous storage throughout. The third level adds a distinctive lifestyle feature with a rec room, powder bath and roof terrace, creating an ideal space for sunset view or a private lounge above it all. a rare opportunity to secure a design driven modern build where architecture, scale, and waterfront lifestyle come together in a truly one of a kind offering. Planned features and finishes are subject to change prior to completion.

Single Family

  • Price
  • $ 4,300,000
  • City
  • Cornelius
  • Bedrooms
  • 6
  • Full Bathrooms
  • 6
  • County
  • MECKLENBURG
  • Half Bathrooms
  • 2
  • Area
  • Mecklenburg County
  • Lot Size
  • 0.294 Acres
  • Zip
  • 28031
  • Sqr Footage
  • 5,616
  • Year Built
  • 2026
  • Style
  • Contemporary,Modern
  • MLS#
  • 4347482
Listed By: Premier Sotheby's International Realty; christy@christywalker.com
Data Source: Canopy MLS

Features

General

Living Area 5616
Sewer Public Sewer
Heating Forced Air,Heat Pump,Natural Gas
Cooling Central Air
Utilities Natural Gas
Roof Flat
Appliances Bar Fridge,Convection Microwave,Convection Oven,Dishwasher,Disposal,Electric Oven,Gas Cooktop,Plumbed For Ice Maker,Tankless Water Heater
Development Status Under Construction
Zoning GR
HOA Fee 75
Garage Spaces 2
Patio/Porch Features Patio,Rear Porch
Architectural Style Contemporary,Modern
Security Features Carbon Monoxide Detector(s),Smoke Detector(s)
Construction Materials Hard Stucco
Year Built 2026
View Water,Year Round
Levels Three
Property Subtype Single Family Residence
Parcel Number 001-297-19
Waterfront Features Dock
Community Features Lake Access,Picnic Area,Street Lights
Additional Parcels Description 00129789
Assoc Fee Paid Per Annually
County Mecklenburg
New Construction Yes
Property Type Residential
HOA Yes
Subdivision Name Bahia Bay
Garage Y/N Yes
Full Baths 6
High School William Amos Hough
City Cornelius
Body of Water Lake Norman
Association Name Bahia Bay HOA
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Cornelius
Middle/Junior High School Bailey
Additional Parcels Y/N Yes
Builder Name Cape Custom Homes LLC
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Restrictions Architectural Review
Tax Assessed Value 978900
Listing Terms Cash,Conventional

Interior Features

Interior Amenities Built-in Features,Drop Zone,Entrance Foyer,Kitchen Island,Open Floorplan,Walk-In Closet(s),Walk-In Pantry,Wet Bar
Flooring Tile,Wood
Fireplace Features Family Room
Basement (Y/N) No
Window Features Insulated Window(s)
Fireplace Y/N Yes
Above Grade Finished Area 5616
Half Baths 2
Laundry Features Electric Dryer Hookup,Main Level
Total Bedrooms 6
Total Baths 8
SqFt Main 2699
SqFt Upper 2425
Bedroom 1

Exterior Features

Exterior Amenities Dock - Floating,In-Ground Irrigation,Rooftop Terrace
Fencing Fenced
Parking Features Driveway,Garage Door Opener,Garage Faces Front,Keypad Entry
Lot Features Waterfront
Water Source City
Lot Size Area 0.294
Foundation Details Crawl Space
Road Surface Type Concrete,Paved
Door Features Sliding Doors
Road Responsibility Publicly Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Cornelius Elementary School
Middle School Bailey Middle School
High School William Amos Hough High School

Price History

3/2/2026 Listed $4,300,000

Property vs Zip Code Average in 28031

Price
AVG $2.02M
$4.3M
Year Built
AVG 1998
2026
Visits
AVG 245
727
Data Provided by Inside Real Estate®

21506 Rio Oro Drive Cornelius, NC is a Single Family Home for sale at $4300000 with 5616 sqft and a lot size of 0.294 Acres Acre(s). 21506 Rio Oro Drive Cornelius has 6 bedrooms, 6 baths and was built in 2026. The property's zip code is 28031 which is in Cornelius, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.