Back on the market at no fault of the seller or condition of the home (buyers changed their mind about moving). Welcome to 4634 Harbor View Terrace! This beautifully appointed ranch-style lakefront home offers true main-level living with a finished lower level, blending comfort, space, and exceptional lake views. Featuring three bedrooms (all on main level) and three full bathrooms, the home showcases a mix of hardwood and carpeted floors along with two inviting fireplaces—one in the main living room and another in the lower-level den—creating warm gathering spaces on both levels. The main level includes a dedicated dining room, a spacious kitchen with granite countertops, ample cabinetry, and a charming breakfast nook, all designed to take advantage of the home’s scenic setting. The primary suite serves as a private retreat with lake views, a walk-in closet, a walk-in shower, and a relaxing whirlpool tub, along with private access to the lake-facing deck—perfect for morning coffee or evening sunsets. The finished lower level expands the living space with a bar, an additional bedroom, and a den centered around the second fireplace, with direct exterior access to the lakefront, along with an unfinished bonus room offering generous storage or the opportunity for customization. Step outside to enjoy three expansive lake-facing decks with clear, unobstructed water views—a rare feature no longer permitted on many newer lakefront lots. Nearly every room in the home enjoys a lake view, with the exception of the dining room and one secondary bedroom. Positioned on a wide, protected cove, the property offers beautiful open water views without the disruption of heavy boat traffic, creating a peaceful and enjoyable lakefront experience. Whether swimming in the lake or the neighborhood pool, playing tennis, or heading out on the water, this home delivers the ultimate lake lifestyle. A boat slip is included, making it easy to enjoy everything the lake has to offer. *Take a look at the drone video in agent remarks!*
Single Family
- Price
- $ 789,900
- City
- Morganton
- Bedrooms
- 3
- Full Bathrooms
- 3
- County
- BURKE
- Half Bathrooms
- 0
- Area
- Burke County
- Lot Size
- 0.78 Acres
- Zip
- 28655
- Sqr Footage
- 2,947
- Year Built
- 1995
- Style
- MLS#
- 4407190
Features
General
Interior Features
Exterior Features
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Affordability Calculator
$3,786
Per MonthBased on the average sale price from the Hickory, NC office
- Monthly Principal & interest $2,658
- Monthly Property Taxes $1,062
- Monthly Home Insurance $67
Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.
Mortgage calculator provided courtesy of Inside Real Estate.
Schools
Price History
Property vs Zip Code Average in 28655
In The Neighborhood
In The Neighborhood
- Type
- Single Family
- Size
- <span>4,647</span> SqFt
- Rooms
- <span>3</span> Beds + <span>2.5</span> Baths
- Type
- Single Family
- Size
- <span>6,579</span> SqFt
- Rooms
- <span>5</span> Beds + <span>5.5</span> Baths
- Type
- Single Family
- Size
- <span>3,542</span> SqFt
- Rooms
- <span>4</span> Beds + <span>3</span> Baths
Areas That We Cover
- Alexis
- Blowing Rock
- Boomer
- Casar
- Catawba
- Charlotte
- Cherryville
- Claremont
- Cleveland
- Collettsville
- Concord
- Connelly Springs
- Conover
- Cornelius
- Crouse
- Davidson
- Denver
- Drexel
- Glen Alpine
- Granite Falls
- Hamptonville
- Harmony
- Hickory
- Hiddenite
- Hildebran
- Hudson
- Huntersville
- Iron Station
- Ironton Township
- Lenoir
- Lincolnton
- Love Valley
- Maiden
- Matthews
- Midland
- Mint Hill
- Mooresville
- Moravian Falls
- Morganton
- Nebo
- Newland
- Newton
- Olin
- Patterson
- Pineville
- Rhodhiss
- Rutherford College
- Sherrills Ford
- Stanley
- Statesville
- Stony Point
- Taylorsville
- Terrell
- Troutman
- Union Grove
- Valdese
- Vale
4634 Harbor View Terrace Morganton, NC is a Single Family Home for sale at $789900 with 2947 sqft and a lot size of 0.78 Acres Acre(s). 4634 Harbor View Terrace Morganton has 3 bedrooms, 3 baths and was built in 1995. The property's zip code is 28655 which is in Morganton, NC
*Information deemed reliable but not guaranteed.
Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Mortgage calculator provided courtesy of Inside Real Estate.
All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
By pressing Contact Me, you agree that Weichert® may contact you via phone about your inquiry, which may involve the use of automated means. You are not required to consent as a condition of purchasing any property, goods or services. For any other information please read our Privacy Policy