4762 Lazy Lane

Denver, NC
$ 649,900 Beds 4 Baths 3 Sq 3,247 Virtual Tour
Monthly Estimate* How much can I afford?

Lake Norman Access Without the Waterfront Price Tag! Bring your boat and enjoy the Lake Norman lifestyle without the expense of waterfront ownership. This exceptional property includes a 1/11 deeded ownership interest in the adjacent community lake access lot, shared by only ten other owners. Enjoy year-round boat storage at the community dock, convenient lake access, a small boat launch area, and a covered dock structure added in 2018. Even better, this home is one of only two properties directly adjoining the lake access lot, allowing you to walk from your backyard straight to the water. With no HOA, no POA, no dock fees, and no rental restrictions, this is a rare opportunity for both personal enjoyment and investment potential. Short-term and long-term rentals are permitted.   Built with both style and functionality in mind, this stunning farmhouse-inspired new construction home offers over 3,200 square feet of thoughtfully designed living space. The main level features an open-concept floor plan centered around a spacious great room that flows seamlessly into the chef-inspired kitchen, complete with a large island, abundant cabinetry, and an adjoining dining area perfect for everyday living and entertaining. A covered patio extends the living space outdoors, creating the ideal setting for gatherings or quiet evenings at home. Also located on the main level is a generously sized bedroom with a full bath and walk-in shower, providing an excellent option for guests, multigenerational living, or a secondary primary suite. Upstairs, the private primary suite serves as a relaxing retreat, featuring a spacious bedroom, spa-inspired bath, and walk-in closet. A large secondary living area offers endless flexibility as a media room, playroom, or lounge space, while a dedicated office provides the perfect work-from-home environment. Two additional bedrooms and a full bathroom complete the upper level, including an oversized bedroom that could easily function as a bonus room. Enjoy peaceful outdoor living from the upper-level balcony and additional covered porch, both offering seasonal lake views and tranquil surroundings.   Situated on a flat and highly usable 0.55-acre lot, the property offers expansive outdoor space on three sides of the home along with a large concrete driveway capable of accommodating 6–10 vehicles. Car enthusiasts, hobbyists, and DIY enthusiasts will appreciate the oversized 24' x 28' garage, offering ample space for vehicles, tools, workshop projects, or the ultimate man cave. The deeded community lake access provides the opportunity for boating, fishing, kayaking, swimming, and year-round enjoyment of Lake Norman, all without the maintenance and expense of waterfront ownership. Conveniently located near shopping, dining, and everyday conveniences, this property offers a rare combination of luxury, flexibility, and lake lifestyle in one of the Lake Norman area's fastest-growing locations.

Single Family

  • Price
  • $ 649,900
  • City
  • Denver
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • CATAWBA
  • Half Bathrooms
  • 0
  • Area
  • Catawba County
  • Lot Size
  • 0.55 Acres
  • Zip
  • 28037
  • Sqr Footage
  • 3,247
  • Year Built
  • 2025
  • Style
  • Farmhouse
  • MLS#
  • 4373544
Listed By: EXP Realty LLC Mooresville; cat@catherinewebb.com
Data Source: Canopy MLS

Features

General

Living Area 3247
Sewer Septic Installed
Heating Electric,Forced Air
Cooling Ceiling Fan(s),Central Air,Electric
Utilities Electricity Connected
Roof Architectural Shingle
Appliances Dishwasher,Electric Range,Electric Water Heater,Microwave
Development Status Completed
Garage Spaces 2
Patio/Porch Features Balcony,Covered,Deck,Front Porch,Porch,Side Porch
Architectural Style Farmhouse
Security Features Carbon Monoxide Detector(s)
Construction Materials Fiber Cement
Year Built 2025
View Water
Levels Two
Property Subtype Single Family Residence
Parcel Number 3696026536370000
Waterfront Features Boat Slip – Community,Pier - Community
Community Features Lake Access
County Catawba
New Construction Yes
Property Type Residential
HOA No
Subdivision Name Cozy Cove
Garage Y/N Yes
Full Baths 3
High School Bandys
City Denver
Senior Community Y/N No
Open Parking Spaces 4
Lot Size Units Acres
Carport Y/N No
Elementary School Balls Creek
Middle/Junior High School Mill Creek
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo None
Construction Type Site Built
Tax Assessed Value 661600
Listing Terms Cash,Conventional,FHA,VA Loan

Interior Features

Interior Amenities Attic Stairs Pulldown,Built-in Features,Drop Zone,Kitchen Island,Open Floorplan,Pantry,Split Bedroom,Storage,Walk-In Closet(s),Walk-In Pantry
Flooring Laminate
Fireplace Features Electric,Living Room
Basement (Y/N) No
Window Features Insulated Window(s)
Fireplace Y/N Yes
Above Grade Finished Area 3247
Laundry Features Electric Dryer Hookup,Laundry Room,Lower Level,Washer Hookup
Total Bedrooms 4
Total Baths 3
SqFt Main 1372
SqFt Garage 680
SqFt Upper 1875
Bedroom 1

Exterior Features

Parking Features Driveway,Attached Garage,Garage Faces Side
Lot Features Level,Views
Water Source Well
Lot Size Area 0.55
Foundation Details Crawl Space
Road Surface Type Concrete,Gravel
Door Features French Doors,Insulated Door(s)
Road Responsibility Private Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Balls Creek Elementary School
Middle School Mill Creek Middle School
High School Bandys High School

Price History

4/24/2026 Listed $700,000
5/28/2026 4% - $675,000
7/16/2026 4% - $649,900

Property vs Zip Code Average in 28037

Price
AVG $1.03M
$650K
Year Built
AVG 2012
2025
Visits
AVG 249
431
Data Provided by Inside Real Estate®

4762 Lazy Lane Denver, NC is a Single Family Home for sale at $649900 with 3247 sqft and a lot size of 0.55 Acres Acre(s). 4762 Lazy Lane Denver has 4 bedrooms, 3 baths and was built in 2025. The property's zip code is 28037 which is in Denver, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.