3889 Granite Street

Terrell, NC
$ 615,000 Beds 3 Baths 2.5 Sq 2,950 Virtual Tour
Monthly Estimate* How much can I afford?

SOMERSET LAKE NORMAN!! This well-maintained home is situated on a private, peaceful lot with winter views of Lake Norman in Terrell, Catawba County, NC. A well-manicured lawn, lush landscaping and a nice exterior envelope you as you drive up. This transitional-style, one-owner home has a fabulous floor plan with both the primary bedroom and laundry room on the main level. You are welcomed inside by newly refinished, beautiful hardwood floors to two-story Great Room w/gas logs fireplace and a dedicated Dining Room with a beautiful vaulted ceiling! The Kitchen is open to the Living Room and features hickory cabinets, an electric cooktop w/microwave hood, a wall oven, new stainless steel dishwasher, disposal and a pantry. There is a cozy Breakfast Room overlooking the backyard gardens and nice back deck with retractable awning. Fresh paint and NEW windows in 2026 that feature Plantation Shutters and custom roller shades . The main level Primary Bedroom has a nice sitting area with a cozy gas logs fireplace, a large en suite bathroom with dual vanities, garden tub and separate shower, and huge walk-in closet with laundry chute! A Powder Room on main level for guests is tucked away in the back hall. You will love the large Laundry/Mud Room, which is right off the Garage and has a utility sink and side door. The upstairs has two nice-sized secondary Bedrooms with large closets and a shared bathroom with double vanity areas. There is also Bonus Room over the garage with additional flexible space, which was originally designed as a home theater w/ wet bar and home gym. Convenient attached, 500-sq ft double garage with built-in shelving for additional storage. Irrigation system and recent spring yard service. Encapsulated crawl space. Nestled halfway between Mooresville and Denver for schools, restaurants, shops & conveniences in either direction!! Just 5 minutes to Midway Marina with Boat Rentals and private Boat Clubs, and only 7 minutes to both Pinnacle and McCrary Creek Public Lake Access launch sites!! Come live the Lake Life!!

Single Family

  • Price
  • $ 615,000
  • City
  • Terrell
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • CATAWBA
  • Half Bathrooms
  • 1
  • Area
  • Catawba County
  • Lot Size
  • 0.85 Acres
  • Zip
  • 28682
  • Sqr Footage
  • 2,950
  • Year Built
  • 2003
  • Style
  • MLS#
  • 4367523
Listed By: Lake Norman Realty, Inc; NikkiR@lakenormanrealty.com
Data Source: Canopy MLS

Features

General

Living Area 2950
Sewer Septic Installed
Heating Central,Electric,Heat Pump
Cooling Central Air,Electric
Utilities Electricity Connected,Propane
Roof Architectural Shingle
Appliances Dishwasher,Disposal,Electric Cooktop,Electric Oven,Microwave,Wall Oven
HOA Fee 250
Garage Spaces 2
Patio/Porch Features Deck,Front Porch
Security Features Security System
Construction Materials Stone Veneer,Vinyl
Year Built 2003
View Water,Winter
Levels One and One Half
Property Subtype Single Family Residence
Parcel Number 461714439928
Assoc Fee Paid Per Annually
County Catawba
New Construction No
Property Type Residential
HOA Yes
Subdivision Name SOMERSET ON LAKE NORMAN
Garage Y/N Yes
Full Baths 2
Directions From I-77,exit 36 in Mooresville to west on Hwy. 150. Travel approx. 7 miles. Cross over the bridge into Catawba County,and turn Left onto Sherrills Ford Rd. Go approx. 0.7 miles and turn Left onto G
High School Bandys
City Terrell
Body of Water Lake Norman
Association Name Somerset on Lake Norman HOA
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Sherrills Ford
Middle/Junior High School Mill Creek
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Restrictions Deed,Subdivision
Tax Assessed Value 509400
Listing Terms Cash,Conventional

Interior Features

Interior Amenities Attic Other,Breakfast Bar,Built-in Features,Garden Tub,Open Floorplan,Pantry,Storage,Walk-In Closet(s)
Flooring Carpet,Tile,Wood
Fireplace Features Gas Log,Great Room,Primary Bedroom,Propane
Basement (Y/N) No
Window Features Window Treatments
Fireplace Y/N Yes
Above Grade Finished Area 2950
Half Baths 1
Laundry Features Electric Dryer Hookup,In Hall,Utility Room,Inside,Laundry Chute,Main Level,Sink,Washer Hookup
Total Bedrooms 3
Total Baths 3
SqFt Main 1875
SqFt Garage 501
SqFt Upper 1075
Bedroom 1

Exterior Features

Exterior Amenities In-Ground Irrigation
Parking Features Driveway,Attached Garage
Lot Features Private,Wooded
Water Source Well
Lot Size Area 0.85
Foundation Details Crawl Space
Road Surface Type Concrete,Paved
Other Parking Ample parking on the driveway,in front of the home and in the garage
Other Equipment Fuel Tank - Leased
Road Responsibility Publicly Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Sherrills Ford Elementary School
Middle School Mill Creek Middle School
High School Bandys High School

Price History

4/16/2026 Listed $600,000

Property vs Zip Code Average in 28682

Price
AVG $1.62M
$620K
Year Built
AVG 2004
2003
Visits
AVG 135
70
Data Provided by Inside Real Estate®

3889 Granite Street Terrell, NC is a Single Family Home for sale at $615000 with 2950 sqft and a lot size of 0.85 Acres Acre(s). 3889 Granite Street Terrell has 3 bedrooms, 2 baths and was built in 2003. The property's zip code is 28682 which is in Terrell, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.