295 Bent Tree Drive

Stanley, NC
$ 1,150,000 Beds 5 Baths 4 Sq 5,110 Virtual Tour
Monthly Estimate* How much can I afford?

The seller is highly motivated and willing to consider all reasonable offers.The seller is providing a $20,000 concession that may be used toward an interest-rate buydown or buyer closing costs, plus a one-year home warranty. Update**Interior of house freshly painted as of September ** Don’t be misled by the Stanley address—this ideally located home sits in the highly desirable Lake Norman corridor between Denver and Huntersville, approximately 10 minutes from Birkdale. Discover one of Lake Norman’s best-kept geographic secrets in TreeTops at Cowans Ford, where sophistication meets an expansive, open-concept layout. The community is anchored by Cowans Ford Golf Club and offers access to a range of membership tiers, social opportunities, dining, a community pool, pickleball and tennis courts, and Lake Norman access. Beautifully maintained surroundings deliver the privacy, charm, and Southern elegance buyers seek—now available at this special, time-sensitive price. Spanning just over 5,000 square feet, this home offers a harmonious blend of comfort and functionality. With five bedrooms, four full baths, a custom office, and a generous amount storage, it caters to various lifestyles and entertaining needs inside and out. The upper level features a spacious bonus or recreational area with its own custom bar, providing a unique touch to the home’s design. The main level welcomes you into an expansive living area that seamlessly flows into the great room, dining area, custom office space, and chef’s kitchen. This spacious floor plan includes a cozy sitting area with a gas fireplace and French doors leading to an elevated deck overlooking the backyard, perfect for enjoying indoor-outdoor living. The chef’s kitchen stands as a true centerpiece, equipped with a large granite island, premium appliances, a gas range, pull out shelving, and ample storage. Adjacent to the kitchen is a private guest bedroom and full bath, ideal for accommodating guests for any occasion. The primary bedroom offers a large privately positioned retreat from the day, seamlessly transitioning into an elegant ensuite. This ensuite features a double vanity, soaking tub, walk-in shower, and dual walk-in closets, providing a luxurious experience.Additional main-level highlights also include a mudroom, laundry area, convenient hidden staircase access to the upper floor, and a spacious three-car garage with EV charging station, built-in storage units, and extended height garage doors for additional clearance. The upper level boasts three additional bedrooms, two full baths, and an expansive bonus room. This versatile space can be transformed into a media room, playroom, or home gym, catering to diverse interests and needs. The bonus room also includes a large walk-in closet and a custom wet bar with ample counter space, perfect for entertaining guests during game day, private workout retreat, or hosting a family movie night. If you have been searching for an elite home with custom features and high end design in the Denver/Huntersville area, this is the refined opportunity you've been waiting for- all just minutes from the water, Birkdale Village, and top tier local conveniences.

Single Family

  • Price
  • $ 1,150,000
  • City
  • Stanley
  • Bedrooms
  • 5
  • Full Bathrooms
  • 4
  • County
  • LINCOLN
  • Half Bathrooms
  • 0
  • Area
  • Lincoln County
  • Lot Size
  • 0.297 Acres
  • Zip
  • 28164
  • Sqr Footage
  • 5,110
  • Year Built
  • 2008
  • Style
  • MLS#
  • 4356670
Listed By: Century 21 Echelon; sbecraft24@gmail.com
Data Source: Canopy MLS

Features

General

Living Area 5110
Sewer County Sewer
Heating Forced Air,Natural Gas
Cooling Central Air
Utilities Electricity Connected,Natural Gas
Appliances Dishwasher,Disposal,Electric Oven,Exhaust Hood,Gas Range,Gas Water Heater,Microwave,Refrigerator with Ice Maker
HOA Fee 545
Garage Spaces 3
Patio/Porch Features Rear Porch
Construction Materials Hard Stucco,Stone
Year Built 2008
Levels Two
Property Subtype Single Family Residence
Parcel Number 84507
Waterfront Features Boat Ramp – Community
Community Features Clubhouse,Golf,Lake Access,Outdoor Pool,Pickleball,Tennis Court(s)
Assoc Fee Paid Per Annually
County Lincoln
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Treetops At Cowans Ford
Garage Y/N Yes
Full Baths 4
Directions From Charlotte: I 77 North to Exit 25; west onto Sam Furr Rd/ NC-73 toward Lake Norman for 7 miles; Turn right onto TreeTops Dr; Turn right onto Burning Ridge Dr; turn right onto Bent Tree; House
High School East Lincoln
City Stanley
Body of Water Lake Norman
Association Name HAWTHORNE MANAGEMENT
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Catawba Springs
Middle/Junior High School East Lincoln
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Restrictions Subdivision
Tax Assessed Value 882382
Listing Terms Cash,Conventional,FHA,VA Loan

Interior Features

Interior Amenities Attic Walk In
Flooring Carpet,Marble,Tile,Wood
Fireplace Features Gas Log
Basement (Y/N) No
Window Features Insulated Window(s)
Fireplace Y/N Yes
Above Grade Finished Area 5110
Laundry Features Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup
Total Bedrooms 5
Total Baths 4
SqFt Main 2726
SqFt Upper 2384
Bedroom 2

Exterior Features

Exterior Amenities Fire Pit,In-Ground Irrigation
Parking Features Driveway,Electric Vehicle Charging Station(s)
Water Source County Water
Lot Size Area 0.297
Foundation Details Crawl Space
Road Surface Type Concrete
Road Responsibility Publicly Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Catawba Springs Elementary School
Middle School East Lincoln Middle School
High School East Lincoln High School

Price History

4/28/2026 Listed $1,195,000
6/8/2026 2% - $1,175,000
8/8/2026 7% - $1,099,999

Property vs Zip Code Average in 28164

Price
AVG $500K
$1.15M
Year Built
AVG 2004
2008
Visits
AVG 169
473
Data Provided by Inside Real Estate®

295 Bent Tree Drive Stanley, NC is a Single Family Home for sale at $1150000 with 5110 sqft and a lot size of 0.297 Acres Acre(s). 295 Bent Tree Drive Stanley has 5 bedrooms, 4 baths and was built in 2008. The property's zip code is 28164 which is in Stanley, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.